Melissa Ternes is the financial empowerment coach behind Master Your Money Now, a coaching practice that helps professional women break up with debt and make up with money. Melissa’s lived that story herself (while breaking 150 personal budgets in the process!). After mastering money in her own life, she has spent more than 10 years as a financial coach and counselor, helping hundreds of other women do the same. Because there’s so much more to money than “budget, spend less, and save,” Melissa created her signature program, “Aligned Money Life,” to guide women on how to completely transform their relationship with money and debt! Passionate about helping women turn their financial tide and change their lives for good, Melissa is based in Raleigh. When she’s not speaking around town, she’s seeking an adventure on the “pretty blue water” of Belize with her husband and adventure companion, Wayne.